Cash Flow Analysis

A budget says what the project costs. A cash flow says which month the money is needed. PH&C builds that forecast from the schedule and the contracts, instead of spreading the total evenly across the construction period.

What PH&C handles

• Mapping each cost to the month it will be paid: land, design, permits, deposits, site work, building, and closeout.
• Soft-cost timing for fees, utility deposits, insurance, financing costs, and legal.
• Retainage and the dates it is released.
• Equity and loan draw schedules that follow the forecast.
• Peak funding months and the periods with little spending.
• Updates when a change order, a delayed approval, or a revised schedule moves the curve.

What you get

• A month-by-month forecast that lenders and equity partners can review.
• Early warning of a funding gap or an idle balance.
• A tool for planning interest reserves and carry costs.
• Clear identification of which source of funds pays for which invoice.

How it connects

The cash flow starts with the pro forma and budget and the project schedule. During construction, it is updated alongside contract and budget management and bank billing coordination. If you have a schedule and a list of funding sources, contact PH&C and we will mark the months that need cash on hand.